@font-face {
  font-family: "Plus Jakarta Sans";
  src: url("/fonts/plus-jakarta-sans-latin.woff2") format("woff2");
  font-weight: 400 800;
  font-style: normal;
  font-display: swap;
}

:root {
  --navy: #0C264C;
  --navy-deep: #081B37;
  --navy-soft: #1B3A68;
  --amber: #F5BD2C;
  --amber-hover: #F8CB55;
  --sand: #EEF2F7;
  --paper: #FAFBFD;
  --white: #FFFFFF;
  --ink: #0C264C;
  --muted: #4E5D75;
  --line: #DCE3EC;
  --line-cool: #DCE2EC;
  --on-navy-muted: #B9C6DA;
  --error: #B42318;

  --radius-sm: 10px;
  --radius: 16px;
  --radius-lg: 24px;
  --shadow: 0 1px 2px rgba(12, 38, 76, .06), 0 12px 32px -12px rgba(12, 38, 76, .18);
  --shadow-lg: 0 2px 4px rgba(8, 27, 55, .08), 0 30px 60px -20px rgba(8, 27, 55, .45);

  --wrap: 1200px;
  --gutter: clamp(16px, 4vw, 40px);
  --ease: cubic-bezier(.2, .7, .2, 1);
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 88px; -webkit-text-size-adjust: 100%; }
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition-duration: .01ms !important; animation-duration: .01ms !important; }
}

body {
  margin: 0;
  font-family: "Plus Jakarta Sans", system-ui, -apple-system, "Segoe UI", sans-serif;
  font-size: 17px;
  line-height: 1.6;
  color: var(--ink);
  background: var(--paper);
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}

img, svg { display: block; max-width: 100%; }
a { color: inherit; }
h1, h2, h3 { margin: 0; line-height: 1.12; letter-spacing: -.025em; font-weight: 750; text-wrap: balance; }
p { margin: 0; text-wrap: pretty; }

.wrap { width: 100%; max-width: var(--wrap); margin-inline: auto; padding-inline: var(--gutter); }

.skip {
  position: absolute; left: 12px; top: -60px; z-index: 100;
  background: var(--amber); color: var(--navy); padding: 10px 16px; border-radius: 8px; font-weight: 700;
}
.skip:focus { top: 12px; }

:focus-visible { outline: 3px solid var(--amber); outline-offset: 3px; border-radius: 6px; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  min-height: 52px; padding: 0 26px;
  border: 0; border-radius: 999px;
  font: inherit; font-weight: 700; font-size: 16px; text-decoration: none; cursor: pointer;
  transition: background-color .2s var(--ease), transform .2s var(--ease), box-shadow .2s var(--ease), color .2s;
}
.btn:active { transform: translateY(1px); }
.btn--amber { background: var(--amber); color: var(--navy); box-shadow: 0 6px 18px -8px rgba(245, 189, 44, .8); }
.btn--amber:hover { background: var(--amber-hover); }
.btn--navy { background: var(--navy); color: var(--white); }
.btn--navy:hover { background: var(--navy-soft); }
.btn--ghost { color: var(--white); box-shadow: inset 0 0 0 1.5px rgba(255, 255, 255, .45); }
.btn--ghost:hover { box-shadow: inset 0 0 0 1.5px var(--white); }
.btn--ghost-dark { color: var(--navy); box-shadow: inset 0 0 0 1.5px var(--navy); background: var(--white); }
.btn--sm { min-height: 44px; padding: 0 20px; font-size: 15px; }
.btn--block { width: 100%; }
.btn[disabled] { opacity: .55; cursor: not-allowed; }

.eyebrow {
  font-size: 13px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase;
  color: #8A6400; margin-bottom: 14px;
}
.eyebrow--light { color: var(--amber); }

/* ---------- Topbar ---------- */
.topbar {
  position: sticky; top: 0; z-index: 50;
  background: rgba(250, 251, 253, .88);
  backdrop-filter: saturate(1.4) blur(14px);
  -webkit-backdrop-filter: saturate(1.4) blur(14px);
  border-bottom: 1px solid transparent;
  transition: border-color .2s;
}
.topbar.is-scrolled { border-bottom-color: var(--line); }
.topbar__inner { display: flex; align-items: center; gap: 32px; height: 72px; }
.brand { display: inline-flex; align-items: center; gap: 10px; text-decoration: none; color: var(--navy); }
.brand__mark { width: 42px; height: 42px; flex: none; display: grid; place-items: center; border-radius: 11px; background: var(--amber); color: var(--navy); }
.brand__mark svg { width: 30px; height: 30px; }
.brand__text { display: grid; line-height: 1.1; }
.brand__name { font-weight: 800; font-size: 19px; letter-spacing: .04em; text-transform: uppercase; }
.brand__tag { margin-top: 3px; font-size: 10.5px; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; color: #8A6400; }
@media (max-width: 400px) { .brand__tag { display: none; } }
.topbar__nav { display: flex; gap: 28px; margin-left: 12px; }
.topbar__nav a { text-decoration: none; font-weight: 600; font-size: 15px; color: var(--muted); transition: color .15s; }
.topbar__nav a:hover { color: var(--navy); }
.topbar__actions { margin-left: auto; display: flex; align-items: center; gap: 18px; }
.topbar__phone { display: inline-flex; align-items: center; gap: 8px; text-decoration: none; font-weight: 700; font-size: 15px; font-variant-numeric: tabular-nums; }
.topbar__phone svg { width: 18px; height: 18px; fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linejoin: round; }

@media (max-width: 960px) { .topbar__nav { display: none; } }
@media (max-width: 640px) {
  .topbar__inner { height: 64px; }
  .topbar__actions .btn { display: none; }
  .topbar__phone span { display: none; }
  .topbar__phone { display: none; }
}

/* ---------- Hero ---------- */
.hero {
  position: relative; overflow: hidden;
  background:
    radial-gradient(900px 500px at 85% -10%, rgba(245, 189, 44, .12), transparent 60%),
    linear-gradient(180deg, var(--navy) 0%, var(--navy-deep) 100%);
  color: var(--white);
  padding: clamp(40px, 7vw, 104px) 0 clamp(64px, 9vw, 136px);
}
.hero__waves, .cta__waves {
  position: absolute; left: 0; right: 0; bottom: 0; width: 100%; height: 180px;
  fill: none; stroke: rgba(255, 255, 255, .07); stroke-width: 2; pointer-events: none;
}
.hero__grid {
  position: relative;
  display: grid; grid-template-columns: minmax(0, 1.05fr) minmax(0, 1fr);
  gap: clamp(32px, 6vw, 96px); align-items: center;
}
.hero h1 { font-size: clamp(38px, 5.4vw, 70px); letter-spacing: -.04em; line-height: 1.04; max-width: 11ch; }
.hero__sub { margin-top: 18px; font-size: clamp(20px, 2vw, 27px); font-weight: 750; letter-spacing: -.02em; color: var(--amber); }
.hero__chips { list-style: none; padding: 0; margin: 32px 0 0; display: flex; flex-wrap: wrap; gap: 10px 18px; }
.hero__chips li { display: flex; align-items: center; gap: 9px; font-weight: 650; font-size: 15.5px; }
.tick {
  flex: none; width: 24px; height: 24px; border-radius: 999px; background: rgba(245, 189, 44, .16);
  display: grid; place-items: center;
}
.tick--solid { width: 32px; height: 32px; background: var(--amber); }
.tick--solid::after { border-color: var(--navy) !important; width: 12px !important; height: 7px !important; }
.tick::after {
  content: ""; width: 10px; height: 6px; margin-top: -2px;
  border-left: 2.5px solid var(--amber); border-bottom: 2.5px solid var(--amber); transform: rotate(-45deg);
}

.person { display: flex; align-items: center; gap: 16px; }
.person--hero {
  margin-top: 44px; padding: 12px 12px 12px 12px; width: fit-content; max-width: 100%;
  border-radius: 999px; background: rgba(255, 255, 255, .06); box-shadow: inset 0 0 0 1px rgba(255, 255, 255, .1);
}
.person__name { font-weight: 750; }
.person__role { font-size: 15px; color: var(--on-navy-muted); }
.person__role a { color: var(--white); font-weight: 650; text-decoration: none; font-variant-numeric: tabular-nums; white-space: nowrap; }
.wa-btn {
  margin-left: 8px; display: inline-flex; align-items: center; gap: 8px; min-height: 44px; padding: 0 16px;
  border-radius: 999px; background: #25D366; color: #06321A; font-weight: 750; font-size: 14.5px; text-decoration: none;
  transition: filter .15s;
}
.wa-btn:hover { filter: brightness(1.06); }
.wa-btn svg { width: 20px; height: 20px; fill: currentColor; }

.avatar {
  position: relative; flex: none; width: 56px; height: 56px; border-radius: 999px; overflow: hidden;
  background: var(--navy-soft); box-shadow: 0 0 0 3px var(--amber);
}
.avatar img { width: 100%; height: 100%; object-fit: cover; }
.avatar--lg { width: 88px; height: 88px; }
.avatar--empty::after, .photo-frame--empty::after {
  content: attr(data-initials);
  position: absolute; inset: 0; display: grid; place-items: center;
  font-weight: 800; letter-spacing: -.02em; color: var(--white);
}
.avatar--empty::after { font-size: 18px; }
.avatar--lg.avatar--empty::after { font-size: 28px; }

@media (max-width: 960px) {
  .hero__grid { grid-template-columns: 1fr; }
  .hero h1 { max-width: 20ch; }
}
@media (max-width: 640px) {
  .hero { padding-top: 28px; }

}

/* ---------- Funnel ---------- */
.funnel {
  background: var(--white); color: var(--ink);
  border-radius: var(--radius-lg); box-shadow: var(--shadow-lg);
  padding: clamp(20px, 3vw, 32px);
  display: flex; flex-direction: column;
}
.funnel__title { font-weight: 800; font-size: 19px; letter-spacing: -.02em; text-align: center; }
.progress { margin-top: 14px; }
.progress__meta { display: flex; justify-content: space-between; font-size: 13px; font-weight: 650; color: var(--muted); margin-bottom: 8px; font-variant-numeric: tabular-nums; }
.progress__track { height: 6px; border-radius: 99px; background: #EEF1F5; overflow: hidden; }
.progress__bar { height: 100%; width: 0; border-radius: inherit; background: linear-gradient(90deg, var(--amber), #F7C06B); transition: width .45s var(--ease); }

.funnel__body { flex: 1; margin-top: 24px; display: flex; flex-direction: column; }
.funnel__q { font-size: clamp(20px, 2vw, 23px); font-weight: 750; letter-spacing: -.02em; line-height: 1.25; }
.funnel__hint { margin-top: 6px; color: var(--muted); font-size: 15px; }
.funnel__step { display: flex; flex-direction: column; flex: 1; animation: stepIn .35s var(--ease); }
@keyframes stepIn { from { opacity: 0; transform: translateX(12px); } to { opacity: 1; transform: none; } }
.funnel__step.is-back { animation-name: stepBack; }
@keyframes stepBack { from { opacity: 0; transform: translateX(-12px); } to { opacity: 1; transform: none; } }

.tiles { margin-top: 20px; display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 12px; }
.tile {
  position: relative;
  display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 10px;
  min-height: 128px; padding: 18px 12px;
  background: var(--white); color: var(--ink);
  border: 1.5px solid var(--line-cool); border-radius: var(--radius);
  font: inherit; font-weight: 650; font-size: 15px; line-height: 1.3; text-align: center; cursor: pointer;
  transition: border-color .15s, box-shadow .2s var(--ease), transform .2s var(--ease), background-color .15s;
}
.tile svg { width: 44px; height: 44px; fill: none; stroke: var(--navy); stroke-width: 1.6; stroke-linecap: round; stroke-linejoin: round; }
.tile svg .accent { stroke: var(--amber); }
.tile:hover { border-color: var(--navy); box-shadow: var(--shadow); transform: translateY(-2px); }
.tile[aria-pressed="true"] { border-color: var(--navy); background: #F3F6FA; box-shadow: inset 0 0 0 1px var(--navy); }
.tiles--3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.tiles--3 .tile { min-height: 156px; }
.tiles--3 .tile svg { width: 54px; height: 54px; }
.tile--wide { grid-column: 1 / -1; min-height: 0; flex-direction: row; justify-content: flex-start; text-align: left; padding: 16px 18px; }
.tile--wide svg { width: 32px; height: 32px; flex: none; }

.funnel__nav { margin-top: auto; padding-top: 16px; display: flex; align-items: center; justify-content: space-between; gap: 12px; }
.linkbtn {
  display: inline-flex; align-items: center; gap: 6px; min-height: 44px; padding: 0 4px;
  border: 0; background: none; font: inherit; font-weight: 650; font-size: 15px; color: var(--muted); cursor: pointer;
}
.linkbtn:hover { color: var(--navy); }
.funnel__info {
  margin-top: 22px; display: flex; align-items: center; gap: 10px;
  padding: 12px 14px; border-radius: 12px; background: #FFF6DC; color: var(--navy); font-size: 14.5px;
}
.funnel__info svg { width: 20px; height: 20px; flex: none; fill: none; stroke: #8A6400; stroke-width: 2; stroke-linecap: round; }
.funnel__info strong { font-weight: 700; }
.funnel__foot { margin-top: 14px; display: flex; align-items: center; justify-content: center; gap: 8px; font-size: 13px; color: var(--muted); text-align: center; }
.funnel__foot svg { width: 16px; height: 16px; flex: none; fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linejoin: round; stroke-linecap: round; }

/* form fields */
.form { margin-top: 18px; display: grid; gap: 14px; }
.form__row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.input { display: grid; gap: 6px; }
.input label { font-size: 14px; font-weight: 650; }
.input label .opt { font-weight: 500; color: var(--muted); }
.input input, .input select, .input textarea {
  width: 100%; min-height: 50px; padding: 12px 14px;
  font: inherit; font-size: 16px; color: var(--ink);
  background: var(--white); border: 1.5px solid var(--line-cool); border-radius: 12px;
  transition: border-color .15s, box-shadow .15s;
}
.input textarea { min-height: 84px; resize: vertical; }
.input input:focus, .input select:focus, .input textarea:focus { outline: none; border-color: var(--navy); box-shadow: 0 0 0 3px rgba(12, 38, 76, .12); }
.input.has-error input, .input.has-error select { border-color: var(--error); }
.input__err { font-size: 13px; color: var(--error); font-weight: 600; }
.input--plz input { font-size: 22px; font-weight: 700; letter-spacing: .12em; max-width: 220px; font-variant-numeric: tabular-nums; }
.consent { display: grid; grid-template-columns: auto 1fr; gap: 10px; align-items: start; font-size: 13.5px; line-height: 1.5; color: var(--muted); }
.consent input { width: 20px; height: 20px; margin: 1px 0 0; accent-color: var(--navy); }
.consent a { color: var(--navy); font-weight: 600; }
.consent.has-error { color: var(--error); }
.hp { position: absolute !important; left: -9999px !important; width: 1px; height: 1px; overflow: hidden; }
.form__error { padding: 12px 14px; border-radius: 12px; background: #FDECEA; color: var(--error); font-size: 14px; font-weight: 600; }

.done { text-align: center; display: flex; flex-direction: column; align-items: center; gap: 14px; padding: 12px 0; flex: 1; justify-content: center; }
.done .avatar { width: 96px; height: 96px; }
.done .avatar--empty::after { font-size: 30px; }
.done h3 { font-size: 26px; }
.done p { color: var(--muted); max-width: 36ch; }
.done a.btn { margin-top: 8px; }

@media (max-width: 400px) {
  .form__row { grid-template-columns: 1fr; }
  .tile { min-height: 116px; font-size: 14px; }
}

/* ---------- Sections ---------- */
.section { padding: clamp(72px, 9vw, 128px) 0; }
.section--sand { background: var(--sand); }
.section__head { max-width: 680px; margin: 0 auto clamp(40px, 5vw, 64px); text-align: center; }
.section__head--left { text-align: left; margin-inline: 0; }
.section h2 { font-size: clamp(30px, 3.6vw, 46px); }
.section__lead { margin-top: 16px; font-size: 18px; color: var(--muted); }
.section__lead a { color: var(--navy); font-weight: 700; text-decoration: none; white-space: nowrap; }

/* ---------- Journey ---------- */
.journey { display: grid; grid-template-columns: minmax(0, 360px) minmax(0, 1fr); gap: clamp(32px, 5vw, 72px); align-items: start; }
.journey__anchor { position: sticky; top: 104px; }
.anchor-card {
  background: var(--navy); color: var(--white);
  border-radius: var(--radius-lg); padding: 32px;
  position: relative; overflow: hidden;
}
.anchor-card::after {
  content: ""; position: absolute; right: -60px; bottom: -60px; width: 200px; height: 200px; border-radius: 50%;
  background: radial-gradient(circle, rgba(245, 189, 44, .24), transparent 70%);
}
.anchor-card__kicker { margin-top: 24px; font-size: 13px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--amber); }
.anchor-card h3 { margin-top: 8px; font-size: 26px; }
.anchor-card p:not(.anchor-card__kicker) { margin-top: 12px; color: var(--on-navy-muted); }
.anchor-card__phone { position: relative; z-index: 1; display: inline-block; margin-top: 22px; font-size: 22px; font-weight: 800; letter-spacing: -.01em; color: var(--white); text-decoration: none; font-variant-numeric: tabular-nums; border-bottom: 2px solid var(--amber); }

.steps { list-style: none; margin: 0; padding: 0; position: relative; }
.steps::before { content: ""; position: absolute; left: 27px; top: 28px; bottom: 28px; width: 2px; background: repeating-linear-gradient(180deg, var(--line) 0 6px, transparent 6px 12px); }
.step { position: relative; display: grid; grid-template-columns: 56px 1fr; gap: 24px; padding: 0 0 40px; }
.step:last-child { padding-bottom: 0; }
.step__num {
  position: relative; z-index: 1;
  width: 56px; height: 56px; border-radius: 999px; display: grid; place-items: center;
  background: var(--white); border: 2px solid var(--navy); color: var(--navy);
  font-weight: 800; font-size: 16px; font-variant-numeric: tabular-nums;
}
.step:first-child .step__num { background: var(--amber); border-color: var(--amber); }
.step h3 { font-size: 22px; padding-top: 12px; }
.step p { margin-top: 8px; color: var(--muted); max-width: 58ch; }
.step p a { color: var(--navy); font-weight: 700; text-decoration: none; white-space: nowrap; }

@media (max-width: 900px) {
  .journey { grid-template-columns: 1fr; }
  .journey__anchor { position: static; order: 2; }
  .anchor-card { padding: 26px; }
}
@media (max-width: 640px) {
  .step { grid-template-columns: 44px 1fr; gap: 16px; padding-bottom: 32px; }
  .step__num { width: 44px; height: 44px; font-size: 14px; }
  .steps::before { left: 21px; }
  .step h3 { font-size: 20px; padding-top: 8px; }
}

/* ---------- Calculator ---------- */
.calc {
  display: grid; grid-template-columns: minmax(0, 1.15fr) minmax(0, .85fr);
  background: var(--white); border-radius: var(--radius-lg); box-shadow: var(--shadow); overflow: hidden;
}
.calc__inputs { padding: clamp(24px, 4vw, 44px); display: grid; gap: 30px; }
.field { border: 0; margin: 0; padding: 0; min-width: 0; }
.field legend, .field label[for] { font-weight: 700; font-size: 16px; padding: 0; }


.seg { margin-top: 12px; display: grid; grid-template-columns: repeat(4, 1fr); gap: 8px; }
.seg label { position: relative; }
.seg input { position: absolute; opacity: 0; inset: 0; cursor: pointer; }
.seg span { display: grid; place-items: center; min-height: 48px; border-radius: 12px; border: 1.5px solid var(--line-cool); font-weight: 700; transition: all .15s; }
.seg input:checked + span { background: var(--navy); border-color: var(--navy); color: var(--white); }
.seg input:focus-visible + span { outline: 3px solid var(--amber); outline-offset: 2px; }

.checks { display: grid; gap: 10px; }
.checks legend { margin-bottom: 12px; }
.check { position: relative; display: grid; grid-template-columns: 24px 1fr; gap: 14px; padding: 14px 16px; border-radius: 14px; border: 1.5px solid var(--line-cool); cursor: pointer; font-size: 15px; line-height: 1.5; color: var(--muted); transition: border-color .15s, background-color .15s, opacity .2s; }
.check strong { color: var(--ink); font-weight: 700; }
.check em { font-style: normal; font-weight: 750; color: #8A6400; white-space: nowrap; }
.check input { position: absolute; opacity: 0; }
.check__box { width: 24px; height: 24px; border-radius: 7px; border: 2px solid #B8C3D3; display: grid; place-items: center; transition: all .15s; }
.check__box::after { content: ""; width: 10px; height: 6px; margin-top: -2px; border-left: 2.5px solid var(--white); border-bottom: 2.5px solid var(--white); transform: rotate(-45deg) scale(0); transition: transform .15s var(--ease); }
.check input:checked ~ .check__box { background: var(--navy); border-color: var(--navy); }
.check input:checked ~ .check__box::after { transform: rotate(-45deg) scale(1); }
.check:has(input:checked) { border-color: var(--navy); background: #F6F8FB; }
.check input:focus-visible ~ .check__box { outline: 3px solid var(--amber); outline-offset: 2px; }
.check.is-disabled { opacity: .45; cursor: not-allowed; }

.calc__result {
  background: var(--navy); color: var(--white);
  padding: clamp(28px, 4vw, 44px); display: flex; flex-direction: column;
  position: relative; overflow: hidden;
}
.calc__result::before {
  content: ""; position: absolute; top: -80px; right: -80px; width: 260px; height: 260px; border-radius: 50%;
  background: radial-gradient(circle, rgba(245, 189, 44, .2), transparent 70%);
}
.calc__label { font-weight: 650; color: var(--on-navy-muted); }
.calc__amount { margin-top: 8px; font-size: clamp(64px, 8vw, 104px); font-weight: 800; letter-spacing: -.04em; line-height: 1; color: var(--amber); font-variant-numeric: tabular-nums; }
.calc__max { margin-top: 14px; font-size: 18px; color: var(--on-navy-muted); }
.calc__max strong { color: var(--white); font-weight: 800; font-variant-numeric: tabular-nums; }
.calc__rate { margin-top: 12px; display: inline-flex; width: fit-content; padding: 6px 14px; border-radius: 99px; background: rgba(255, 255, 255, .1); font-weight: 700; font-size: 15px; }
.calc__result .btn { margin-top: auto; padding-top: 0; }
.calc__max { margin-bottom: 32px; }
.calc__note { margin-top: 16px; font-size: 12.5px; line-height: 1.55; color: var(--on-navy-muted); opacity: .85; }

@media (max-width: 900px) { .calc { grid-template-columns: 1fr; } }

/* ---------- About ---------- */
.about { display: grid; grid-template-columns: minmax(0, .85fr) minmax(0, 1fr); gap: clamp(40px, 6vw, 96px); align-items: center; }
.about__photo { margin: 0; position: relative; }
.photo-frame {
  position: relative; aspect-ratio: 4 / 5; border-radius: var(--radius-lg); overflow: hidden;
  background: linear-gradient(160deg, var(--navy-soft), var(--navy));
}
.photo-frame img { width: 100%; height: 100%; object-fit: cover; object-position: 50% 15%; }
.photo-frame--empty::after { font-size: 96px; color: rgba(255, 255, 255, .2); }
.about__photo::before {
  content: ""; position: absolute; left: -16px; bottom: -16px; width: 55%; height: 55%;
  border-radius: var(--radius-lg); background: var(--amber); z-index: -1;
}
.about__photo { isolation: isolate; }
.about__photo figcaption { position: absolute; left: 20px; bottom: 20px; padding: 8px 14px; border-radius: 99px; background: rgba(255, 255, 255, .92); font-size: 14px; font-weight: 700; }
.about__text h2 { margin-bottom: 22px; }
.about__text > p { font-size: 18px; color: var(--muted); max-width: 56ch; }
.about__text > p + p { margin-top: 16px; }
.contact-list { margin: 36px 0 0; display: grid; grid-template-columns: repeat(3, auto); gap: 28px; justify-content: start; padding-top: 28px; border-top: 1px solid var(--line); }
.contact-list dt { font-size: 13px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: #8A6400; }
.contact-list dd { margin: 6px 0 0; font-weight: 650; }
.contact-list a { text-decoration: none; }
.contact-list a:hover { text-decoration: underline; text-underline-offset: 3px; }

@media (max-width: 900px) {
  .about { grid-template-columns: 1fr; }
  .about__photo { max-width: 420px; margin-left: 16px; }
  .contact-list { grid-template-columns: 1fr; gap: 18px; }
}

/* ---------- FAQ ---------- */
.faq { display: grid; grid-template-columns: minmax(0, .8fr) minmax(0, 1.2fr); gap: clamp(32px, 6vw, 96px); align-items: start; }
.faq .section__head { margin-bottom: 0; }
.faq__list { display: grid; gap: 12px; }
details { background: var(--white); border-radius: var(--radius); box-shadow: 0 1px 2px rgba(12, 38, 76, .05); }
summary {
  list-style: none; cursor: pointer; display: flex; justify-content: space-between; align-items: center; gap: 16px;
  padding: 20px 24px; font-weight: 700; font-size: 17px;
}
summary::-webkit-details-marker { display: none; }
summary::after {
  content: ""; flex: none; width: 28px; height: 28px; border-radius: 99px;
  background: var(--sand) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230C264C' stroke-width='2.2' stroke-linecap='round'%3E%3Cpath d='M12 6v12M6 12h12'/%3E%3C/svg%3E") center / 16px no-repeat;
  transition: transform .25s var(--ease);
}
details[open] summary::after { transform: rotate(45deg); }
details p { padding: 0 24px 22px; color: var(--muted); }
details p a { color: var(--navy); font-weight: 700; }
@media (max-width: 900px) { .faq { grid-template-columns: 1fr; } }

/* ---------- CTA ---------- */
.cta { position: relative; overflow: hidden; background: var(--navy); color: var(--white); padding: clamp(72px, 9vw, 120px) 0; text-align: center; }
.cta__inner { position: relative; }
.cta h2 { font-size: clamp(30px, 4vw, 50px); max-width: 18ch; margin-inline: auto; }
.cta p { margin: 18px auto 0; max-width: 52ch; color: var(--on-navy-muted); font-size: 18px; }
.cta__actions { margin-top: 32px; display: flex; flex-wrap: wrap; gap: 12px; justify-content: center; }

/* ---------- Footer ---------- */
.footer { background: var(--navy-deep); color: var(--on-navy-muted); padding: 36px 0; font-size: 15px; }
.footer__inner { display: flex; flex-wrap: wrap; justify-content: space-between; align-items: center; gap: 20px; }
.brand--footer { color: var(--white); }
.brand--footer .brand__tag { color: var(--amber); }
.footer__addr { margin-top: 8px; }
.footer__links { display: flex; flex-wrap: wrap; gap: 8px 24px; }
.footer__links a { text-decoration: none; }
.footer__links a:hover { color: var(--white); }

/* ---------- Mobile bar ---------- */
.mobilebar { display: none; }
@media (max-width: 640px) {
  .mobilebar {
    display: grid; grid-template-columns: auto 1fr; gap: 10px;
    position: fixed; left: 0; right: 0; bottom: 0; z-index: 60;
    padding: 10px 16px calc(10px + env(safe-area-inset-bottom));
    background: rgba(251, 249, 245, .94); backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px);
    border-top: 1px solid var(--line);
    transform: translateY(110%); transition: transform .3s var(--ease);
  }
  .mobilebar.is-visible { transform: none; }
  .mobilebar .btn { min-height: 48px; }
  .footer { padding-bottom: 100px; }
}

/* ---------- Legal pages ---------- */
.legal { padding: clamp(48px, 7vw, 96px) 0; }
.legal .wrap { max-width: 780px; }
.legal h1 { font-size: clamp(32px, 4vw, 44px); margin-bottom: 28px; }
.legal h2 { font-size: 22px; margin: 36px 0 10px; }
.legal p, .legal li { color: var(--muted); }
.legal p + p { margin-top: 12px; }
.legal a { color: var(--navy); font-weight: 600; }
.legal .back { display: inline-block; margin-bottom: 24px; font-weight: 700; text-decoration: none; }

/* Mobile: Formular direkt unter die Überschrift, damit QR-Besucher sofort starten können */
@media (max-width: 960px) {
  .hero__grid { display: flex; flex-direction: column; align-items: stretch; gap: 0; }
  .hero__copy { display: contents; }
  .hero__copy .eyebrow { order: 1; }
  .hero h1 { order: 2; }
  .hero__sub { order: 3; }
  .hero__funnel { order: 4; margin-top: 28px; }
  .hero__chips { order: 5; margin-top: 32px; }
  .person--hero { order: 6; margin-top: 28px; }
}
@media (max-width: 640px) {
  .hero h1 { font-size: 36px; }
  .hero__sub { margin-top: 10px; font-size: 19px; }
  .hero__chips { flex-direction: column; gap: 12px; }
  .person--hero { width: 100%; border-radius: 20px; }
  .wa-btn { margin-left: auto; padding: 0 12px; }
  .wa-btn span { display: none; }
  .hero .eyebrow { font-size: 12px; margin-bottom: 10px; }
    .person__role a { white-space: nowrap; }
}

@media (max-width: 400px) {
  .tiles--3 { gap: 8px; }
  .tiles--3 .tile { min-height: 124px; padding: 14px 6px; font-size: 13.5px; }
  .tiles--3 .tile svg { width: 38px; height: 38px; }
}

/* ---------- Warum jetzt ---------- */
.why { background: var(--sand); padding: clamp(56px, 7vw, 96px) 0; }
.why__inner { display: grid; grid-template-columns: minmax(0, .7fr) minmax(0, 1.3fr); gap: clamp(32px, 6vw, 96px); align-items: start; }
.why__head h2 { font-size: clamp(32px, 4vw, 52px); }
.why__head p { margin-top: 12px; font-size: 19px; color: var(--muted); }
.why__list { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: 1fr 1fr; gap: 32px 40px; }
.why__list li { display: grid; grid-template-columns: 32px 1fr; gap: 16px; align-items: start; }
.why__list h3 { font-size: 19px; letter-spacing: -.015em; padding-top: 4px; }
.why__list p { margin-top: 6px; color: var(--muted); }
@media (max-width: 900px) { .why__inner { grid-template-columns: 1fr; } }
@media (max-width: 640px) { .why__list { grid-template-columns: 1fr; gap: 24px; } }

.nowrap { white-space: nowrap; }
.done__actions { display: flex; flex-wrap: wrap; justify-content: center; align-items: center; gap: 10px; margin-top: 8px; }
.done__actions .wa-btn { margin-left: 0; min-height: 52px; padding: 0 22px; }

.seg--income { grid-template-columns: repeat(5, minmax(0, 1fr)); }
.seg--income span { min-height: 52px; padding: 6px 4px; font-size: 13.5px; line-height: 1.25; text-align: center; }
.field__hint { margin-top: 10px; font-size: 13.5px; color: var(--muted); }
.field.is-disabled { opacity: .45; }
@media (max-width: 640px) {
  .seg--income { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .seg--income label:last-child { grid-column: 1 / -1; }
}

/* ---------- Einwilligungs-Banner ---------- */
.consent {
  position: fixed; left: 0; right: 0; bottom: 0; z-index: 90;
  padding: 16px; display: flex; justify-content: center; pointer-events: none;
  transform: translateY(110%); transition: transform .35s var(--ease);
}
.consent.is-open { transform: none; }
.consent__card {
  pointer-events: auto; width: 100%; max-width: 980px;
  background: var(--white); color: var(--ink); border-radius: 20px;
  box-shadow: 0 0 0 1px rgba(12, 38, 76, .08), 0 24px 60px -16px rgba(8, 27, 55, .45);
  padding: 20px 22px; display: grid; grid-template-columns: minmax(0, 1fr) auto; gap: 14px 28px; align-items: center;
  max-height: calc(100dvh - 32px); overflow-y: auto;
}
.consent.is-expanded .consent__card { grid-template-columns: 1fr; max-width: 640px; }
.consent__title { font-weight: 800; font-size: 17px; letter-spacing: -.01em; }
.consent__text { margin-top: 4px; font-size: 14px; line-height: 1.55; color: var(--muted); }
.consent__text a { color: var(--navy); font-weight: 650; }
.consent__actions { display: flex; flex-wrap: wrap; gap: 8px; justify-content: flex-end; }
.consent__btn {
  min-height: 44px; padding: 0 18px; border-radius: 999px; border: 0; cursor: pointer;
  font: inherit; font-size: 14.5px; font-weight: 700; color: var(--navy); background: none;
}
.consent__btn:hover { text-decoration: underline; text-underline-offset: 3px; }
.consent__btn--solid { background: var(--navy); color: var(--white); }
.consent__btn--solid:hover { text-decoration: none; background: var(--navy-soft); }
.consent__btn--hidden { display: none; }
.consent__prefs { display: grid; gap: 8px; }
.consent__prefs[hidden] { display: none; }
.consent__opt {
  position: relative; display: grid; grid-template-columns: 1fr auto; gap: 16px; align-items: center;
  padding: 12px 14px; border-radius: 12px; background: var(--sand); cursor: pointer; font-size: 13.5px; line-height: 1.45; color: var(--muted);
}
.consent__opt strong { display: block; color: var(--ink); font-size: 14.5px; }
.consent__opt input { position: absolute; opacity: 0; }
.consent__switch { width: 44px; height: 26px; border-radius: 99px; background: #C5CEDB; position: relative; transition: background .2s; flex: none; }
.consent__switch::after { content: ""; position: absolute; top: 3px; left: 3px; width: 20px; height: 20px; border-radius: 50%; background: #fff; box-shadow: 0 1px 3px rgba(0,0,0,.2); transition: transform .2s var(--ease); }
.consent__opt input:checked + .consent__switch { background: var(--navy); }
.consent__opt input:checked + .consent__switch::after { transform: translateX(18px); }
.consent__opt input:disabled + .consent__switch { opacity: .55; }
.consent__opt input:focus-visible + .consent__switch { outline: 3px solid var(--amber); outline-offset: 2px; }
.has-consent-open .mobilebar { transform: translateY(110%) !important; }

@media (max-width: 760px) {
  .consent { padding: 10px; }
  .consent__card { grid-template-columns: 1fr; padding: 18px; }
  .consent__actions { display: grid; grid-template-columns: 1fr 1fr; }
  .consent__actions [data-act="settings"], .consent__actions [data-act="save"] { grid-column: 1 / -1; order: 3; }
  .consent__btn { padding: 0 10px; }
}

/* ---------- Team ---------- */
.team { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 24px; max-width: 960px; margin: 0 auto; }
.person-card { background: var(--white); border-radius: var(--radius-lg); box-shadow: var(--shadow); overflow: hidden; display: flex; flex-direction: column; }
.person-card__photo {
  position: relative; aspect-ratio: 1 / 1; overflow: hidden;
  background: linear-gradient(160deg, var(--navy-soft), var(--navy));
}
.person-card__photo img { width: 100%; height: 100%; object-fit: cover; object-position: 50% 30%; }
.person-card__photo.is-empty::after {
  content: attr(data-initials); position: absolute; inset: 0; display: grid; place-items: center;
  font-size: 56px; font-weight: 800; color: rgba(255, 255, 255, .25); letter-spacing: -.02em;
}
.person-card__body { padding: 22px 24px 26px; display: flex; flex-direction: column; flex: 1; }
.person-card__role { font-size: 12.5px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: #8A6400; }
.person-card--lead .person-card__role { display: inline-block; width: fit-content; padding: 4px 10px; border-radius: 99px; background: var(--amber); color: var(--navy); }
.person-card h3 { margin-top: 10px; font-size: 22px; }
.person-card__region { margin-top: 4px; color: var(--muted); }
.person-card__contact { list-style: none; margin: 18px 0 0; padding: 16px 0 0; border-top: 1px solid var(--line); display: grid; gap: 10px; font-size: 15px; }
.person-card__contact li { display: grid; grid-template-columns: 18px 1fr; column-gap: 10px; align-items: center; }
.person-card__contact svg { width: 18px; height: 18px; fill: none; stroke: var(--navy); stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.person-card__contact a { font-weight: 650; text-decoration: none; overflow-wrap: normal; word-break: normal; font-size: 14.5px; }
.person-card__contact a:hover { text-decoration: underline; text-underline-offset: 3px; }
.person-card__note { grid-column: 2; font-size: 12.5px; color: var(--muted); }
.team__base { margin-top: 32px; text-align: center; font-size: 15px; color: var(--muted); }
.team__base a { color: var(--navy); font-weight: 650; }

@media (max-width: 900px) {
  .team { grid-template-columns: 1fr; max-width: 560px; gap: 16px; }
  .person-card { flex-direction: row; align-items: flex-start; padding: 14px; gap: 2px; }
  .person-card__photo { flex: none; width: 112px; aspect-ratio: 1 / 1; border-radius: 14px; }
  .person-card__photo.is-empty::after { font-size: 36px; }
  .person-card__body { padding: 2px 4px 4px 14px; }
  .person-card h3 { font-size: 20px; margin-top: 8px; }
  .person-card__contact { margin-top: 12px; padding-top: 12px; font-size: 14px; }
}
@media (max-width: 400px) {
  .person-card__photo { width: 96px; }
}

/* ---------- Mobile-Menü ---------- */
.topbar__menu { display: none; }
@media (max-width: 960px) {
  .topbar__menu {
    display: inline-grid; place-content: center; gap: 5px;
    width: 44px; height: 44px; border: 0; border-radius: 999px; background: var(--navy); cursor: pointer; padding: 0;
  }
  .topbar__menu span { display: block; width: 18px; height: 2px; border-radius: 2px; background: var(--white); transition: transform .25s var(--ease), opacity .2s; }
  .topbar__menu[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
  .topbar__menu[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
  .topbar__menu[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
}
.mobile-menu {
  position: absolute; left: 0; right: 0; top: 100%;
  background: var(--paper); border-bottom: 1px solid var(--line);
  box-shadow: 0 24px 40px -24px rgba(8, 27, 55, .35);
  animation: menuIn .22s var(--ease);
}
.mobile-menu[hidden] { display: none; }
@keyframes menuIn { from { opacity: 0; transform: translateY(-8px); } to { opacity: 1; transform: none; } }
.mobile-menu__inner { display: flex; flex-direction: column; padding-top: 8px; padding-bottom: 20px; }
.mobile-menu__inner > a:not(.btn) {
  padding: 14px 0; border-bottom: 1px solid var(--line);
  font-size: 18px; font-weight: 700; text-decoration: none; color: var(--navy);
}
.mobile-menu__contact { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin: 18px 0 12px; }
.mobile-menu__contact a {
  display: flex; align-items: center; justify-content: center; gap: 8px; min-height: 48px; border-radius: 999px;
  font-weight: 700; font-size: 15px; text-decoration: none; color: var(--navy); box-shadow: inset 0 0 0 1.5px var(--navy); background: var(--white);
}
.mobile-menu__contact svg { width: 18px; height: 18px; fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linejoin: round; }
.mobile-menu__contact svg.wa { fill: #25D366; stroke: none; }
@media (min-width: 961px) { .mobile-menu { display: none !important; } }

/* Desktop: E-Mail-Adressen im Team einzeilig (darunter Umbruch vor dem @) */
@media (min-width: 940px) {
  .team { max-width: 1000px; }
  .person-card__body { padding: 22px 20px 24px; }
  .person-card__contact a { white-space: nowrap; font-size: 13.5px; letter-spacing: -.005em; }
  .person-card__contact wbr { display: none; }
}